Opt for extra layers instead of turning up your thermostat
Energy bills can get downright astronomical once October rolls around. Try wearing an extra sweater and slippers — and snuggle up with your partner or pets. By turning your thermostat back 10-15 degrees for eight hours; you can save 5 percent to 15 percent a year on your heating bill.
Use curtains in lieu of a thermostat or air conditioner
Curtains help to keep your place cool in summer and warm in winter. Think about it: They block out sun and help prevent your home from turning into a greenhouse during the warm months, and they lock in heat during the frostier part of the year.
Pack your lunch
Believe it or not, brown-bagging it can save you more than $1,000 a year. Check out this mind-blowing “Lunch Savings” calculator for proof. You’ll definitely think twice about hitting up Q’doba on the fly.
Double your recipe so you’ll have leftovers
You likely won’t need to buy more ingredients; you’ll just use more of the ingredients you already have. That way, your meals will go twice as far and you’ll spend half as much. (Which could also lead to fewer trips to the grocery store — saving gas and time. The list of money-saving reasons for leftovers goes on – and on. Just like leftovers.)
Turn off the lights when you leave the house
Don’t be dim! Granted, you won’t become an overnight millionaire, but conserving energy is always a good thing. For best practices when it comes to this illuminating subject,
Ways To Save On Money - Leave the credit card at home
Decide how much “mad money” you will allow yourself per paycheck, and take it out in cash on payday. When you’re out — you’re out.
Ways To Save On Money Budget, budget, budget!
The most obvious, and perhaps most painful, way to save money is to create a BUDGET – and stick to it! In so doing, you’re forced to evaluate how you spend your money and what you’re spending it on. Keep a journal of your spending habits to pinpoint your areas of opportunity. (Do you need a new pair of shoes each week?) Find more helpful tips to get you started here.
Become a mystery shopper
Become a mystery shopper. This means doing business with various
establishments and rating their products and services without their knowledge.
It may sound like cake, but remember that it requires discreteness, a good
memory for detail (ex. the name of every individual who helped or served you), and
enough cash for you to be able to pay for your shopping experience up-front and
then wait to be reimbursed pending the approval of your review.
Make and sell crafts.
Make and sell crafts - If you are even a little bit crafty, consider selling your goods on a site like Etsy. Though you can make more money on intricate projects (ex. an exquisitely woodburned gourd), even labor-light projects can bring in good money if you’re willing to produce them in high quantities. Who knows – if you do well, you might even be inspired to start a crafts business
Design web images
Design web images. By pairing good aesthetic sense and the use of design
or photo-editing software, you can make and sell background graphics for social
media pages, web logos, or computer icon packages. If you know or are willing
to learn computer programming, seriously consider making web pages; programmers
may be easy to come by, but programmers with an eye for beauty are another
thing altogether.
Participate in medical studies.
Participate in medical studies. If just the thought of this frightens
you, know that the intensity of such studies varies greatly. Some studies ask
participants (particularly those with medical conditions) to test treatments or
medications that can have adverse side effects, but others ask participants to
perform physical tasks with no lasting effects. If you are able-bodied and
paranoid about keeping it that way, you can even participate as a control in a
study at a nearby medical research facility or medical school.
Sign up with focus groups in your area
Sign up with focus groups in your area. Studies that you are eligible to
participate in pop up sporadically but pay quite well – often more than $50 for
an hour of your time. You can also look for focus groups online but will have
to sort through a lot of bogus “opportunities” and sites that ask you to pay
up-front for the privilege of participating before you find anything
worthwhile.
Rescue battered wood
Rescue battered wood - Pallets and pallet stock are cheap (or free) and
easy to come by. Look for untreated specimens at construction sites, community
colleges, buildings under renovation, or shipping warehouses and plane them
down and/or kiln-dry them in a homemade kiln-dryer to uncover their hidden
beauty. You can then resell the wood as is or even turn it into beautiful
furniture. (Be sure to advertise that the wood is “reclaimed,” as people are
often willing to pay much more for this.)
Go to police auctions
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Go to police auctions. You can find incredible deals here, and though may not be able to
resell a car that was involved in a serious crime, you can probably find some
spectacularly cheap jewelry that someone else would be happy to buy off you.
Bargain-hunt at yard and thrift sales
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Buy underpriced used books
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| Howtosaveonmoney.com |
Buy underpriced used books. Outfit a phone or PDA (personal data assistant) with a
scanner, scan the ISBN numbers of books at used bookstores and thrift shops,
and compare the asking prices with what the books are selling for on a site
like Amazon. Whenever you get a good hit (which won’t be often but, since the
process is fast, won’t take long, either), buy the book and resell it online.
Be discrete about this, as the store managers probably won’t like what you’re
doing.
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